After a huge searching I get a Geared Bike within my Budget, HERCULES Ryders NEO, Just yesterday I purchased it from Kolkata Exclusive Hercules Store, and came back home by riding. From there to my town is around 55 KM. I found it's a comfortable ride. The gear shiftier is working smoothly. I did not found any so called difficulty, except the handlebar position, which I adjust next day morning, and feel comfortable. Regarding Speed it's awesome.